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AI in Fintech Explained

Understand and apply AI in financial technology to drive innovation, automation, and intelligence across banking, payments, lending, and wealth.
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Save 59% Offer ends on 31-Dec-2025
Course Duration: 10 Hours
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AI in Fintech Explained – Online Course
 
AI in Fintech Explained is a self-paced, beginner-to-intermediate online course that explores the transformative role of Artificial Intelligence (AI) across the Fintech ecosystem. It is designed for finance professionals, tech enthusiasts, product managers, startup founders, and analysts seeking to understand how AI reshapes financial services—from digital banking and robo-advisors to fraud detection and credit underwriting.
 
Fintech—short for financial technology—has emerged as a dynamic and competitive industry. AI acts as a powerful enabler in this space, driving personalization, speed, trust, and efficiency. Whether it's predicting market movements, scoring creditworthiness, automating regulatory compliance, or enabling smart contracts, AI is changing the face of finance.
 
This course simplifies complex AI and finance concepts, illustrates use cases with real-world case studies, and offers practical exposure to how machine learning (ML), natural language processing (NLP), and generative AI are applied in various financial domains.
 
 
What is AI in Fintech Explained?
 
This course demystifies the application of AI in Fintech—covering technologies like supervised/unsupervised learning, deep learning, LLMs, and intelligent automation—and shows how they're being implemented in real-world financial products. Unlike generic AI courses, this program is tailored to the regulatory, risk-sensitive, and data-intensive context of finance.
 
You’ll explore how traditional financial services are being disrupted by AI and how emerging Fintech firms are using these technologies to create smarter, faster, and safer services.
 
 
How to Use This Course
 
  1. Understand the Financial Context – Each module is grounded in the unique challenges of the finance sector, helping you contextualize AI’s role.
  2. Engage with Case Studies – Learn how companies like Stripe, Klarna, Revolut, Robinhood, and traditional banks use AI to power their Fintech services.
  3. Use the Tools and Templates – Practical templates and datasets are provided for fraud detection, credit scoring, chatbot workflows, and more.
  4. Focus on Regulation and Ethics – This course highlights the regulatory and ethical implications of using AI in a highly sensitive industry.
  5. Capstone Project – Build a mini Fintech product prototype or strategy using AI capabilities for lending, investment, or payment automation.

Course/Topic 1 - Coming Soon

  • The videos for this course are being recorded freshly and should be available in a few days. Please contact info@uplatz.com to know the exact date of the release of this course.

    • 01:20
Course Objectives Back to Top
By the end of this course, learners will be able to:
 
  1. Understand the key concepts of AI and its role in financial technology.
  2. Identify AI use cases in banking, payments, lending, and investment.
  3. Apply basic machine learning models to financial datasets.
  4. Analyze fraud detection and credit scoring algorithms.
  5. Build intelligent customer support workflows with NLP.
  6. Understand how robo-advisors and wealth bots work.
  7. Explore the intersection of blockchain and AI in Fintech.
  8. Address compliance, fairness, and model interpretability in financial AI systems.
  9. Evaluate the scalability and monetization potential of AI in Fintech products.
  10. Design an AI-first strategy for a Fintech product or service.
Course Syllabus Back to Top
Course Syllabus
 
Module 1: Introduction to AI in Fintech
  • Overview of Fintech Landscape
  • Key AI Concepts: ML, NLP, Deep Learning
  • Fintech Segments Transformed by AI
Module 2: AI in Digital Banking
  • AI Chatbots and Customer Onboarding
  • Personal Finance Management Tools
  • Customer Behavior Analysis and Insights
Module 3: AI in Payments and Fraud Detection
  • Anomaly Detection in Transactions
  • Real-Time Risk Scoring
  • GenAI for Pattern-Based Fraud Prevention
Module 4: AI in Lending and Credit Scoring
  • Alternative Credit Scoring with ML
  • Behavioral Biometrics in Lending
  • Explainable AI (XAI) for Loan Approvals
Module 5: AI in Wealth Management
  • Robo-Advisors and Portfolio Optimization
  • Personalized Investment Strategies
  • Sentiment Analysis and Market Forecasting
Module 6: NLP and GenAI in Finance
  • Document Analysis (KYC, Contracts)
  • AI-Powered Financial Chatbots
  • LLMs for Automated Reporting and Summaries
Module 7: AI in Regulatory Compliance and Risk Management
  • Anti-Money Laundering (AML) with AI
  • Regulatory Technology (RegTech) Use Cases
  • Model Risk Management and Audit Trails
Module 8: Blockchain, Smart Contracts & AI
  • Intersection of AI and Web3
  • AI Agents for Crypto Trading and Portfolio Rebalancing
  • AI for Tokenized Asset Intelligence
Module 9: Ethics, Bias, and Governance in Fintech AI
  • Data Privacy and Fair Lending
  • Regulatory Constraints (GDPR, GLBA, Basel III)
  • Responsible AI Use in Financial Decision-Making
Module 10: Capstone Project
 
  • Choose a Use Case: Credit, Investment, Payment, or Fraud
  • Build a Strategy or Prototype
  • Deliver via Presentation and Financial Metrics
Certification Back to Top

Upon completion, learners will receive a Certificate of Completion from Uplatz validating their knowledge and proficiency in AI-driven Fintech systems. This certification demonstrates your understanding of how to build, evaluate, and apply AI solutions within the financial domain. It’s ideal for professionals aiming to enter the Fintech space, support AI innovation in finance teams, or consult on digital transformation projects in financial services. The certificate adds strong value to your CV or LinkedIn, particularly for roles focused on innovation, analytics, compliance, or Fintech product development.

Career & Jobs Back to Top
The integration of AI into Fintech is creating new roles and evolving existing ones across banks, neobanks, startups, and financial consultancies. After completing this course, learners are well-prepared for positions such as:
  • Fintech Analyst
  • AI Product Manager (Finance)
  • Machine Learning Engineer – Financial Services
  • Risk Modeling Consultant
  • RegTech Analyst
  • Investment Tech Specialist
  • Credit Scoring Data Scientist
  • AML/Fraud Detection Expert
  • Wealthtech Strategy Consultant
  • Fintech Innovation Lead
With demand surging for AI-savvy finance professionals, this course gives you the cross-domain skills needed to participate in the future of finance—where AI, trust, and personalization drive competitive advantage.
Interview Questions Back to Top
1. What is the role of AI in Fintech?
AI enables automation, personalization, fraud detection, and risk management in financial services—enhancing user experience and decision-making.
 
2. How is AI used in fraud detection?
By analyzing transaction patterns in real-time, AI models flag suspicious behavior based on deviations, user behavior, or historical fraud signals.
 
3. What is an alternative credit score?
It uses non-traditional data (like mobile usage, social behavior, or cash flow) and ML algorithms to assess borrower risk more inclusively.
 
4. What are robo-advisors and how do they use AI?
Robo-advisors are digital platforms that use AI to build, rebalance, and optimize investment portfolios based on client goals and market trends.
 
5. How does NLP support financial services?
NLP powers document automation (e.g., KYC), sentiment analysis on news/social media, and chatbots for customer support or financial planning.
 
6. What is Explainable AI (XAI), and why is it important in Fintech?
XAI makes AI model outputs understandable and transparent—critical in finance where regulators and stakeholders need to trust automated decisions.
 
7. What is RegTech?
RegTech uses AI to streamline compliance processes, monitor transactions for AML, and generate real-time audit trails across financial systems.
 
8. How can GenAI enhance financial reporting?
LLMs can summarize financial statements, generate compliance documents, and explain complex analytics in plain language for stakeholders.
 
9. What are the risks of using AI in Fintech?
Bias in lending, model overfitting, lack of explainability, regulatory non-compliance, and cybersecurity vulnerabilities are key risks.
 
10. How does AI intersect with blockchain in Fintech?
AI can analyze smart contract logic, monitor decentralized finance (DeFi) activity, and enable AI agents for autonomous trading in crypto markets.
Course Quiz Back to Top
Start Quiz
Q1. What are the payment options?
A1. We have multiple payment options: 1) Book your course on our webiste by clicking on Buy this course button on top right of this course page 2) Pay via Invoice using any credit or debit card 3) Pay to our UK or India bank account 4) If your HR or employer is making the payment, then we can send them an invoice to pay.

Q2. Will I get certificate?
A2. Yes, you will receive course completion certificate from Uplatz confirming that you have completed this course with Uplatz. Once you complete your learning please submit this for to request for your certificate https://training.uplatz.com/certificate-request.php

Q3. How long is the course access?
A3. All our video courses comes with lifetime access. Once you purchase a video course with Uplatz you have lifetime access to the course i.e. forever. You can access your course any time via our website and/or mobile app and learn at your own convenience.

Q4. Are the videos downloadable?
A4. Video courses cannot be downloaded, but you have lifetime access to any video course you purchase on our website. You will be able to play the videos on our our website and mobile app.

Q5. Do you take exam? Do I need to pass exam? How to book exam?
A5. We do not take exam as part of the our training programs whether it is video course or live online class. These courses are professional courses and are offered to upskill and move on in the career ladder. However if there is an associated exam to the subject you are learning with us then you need to contact the relevant examination authority for booking your exam.

Q6. Can I get study material with the course?
A6. The study material might or might not be available for this course. Please note that though we strive to provide you the best materials but we cannot guarantee the exact study material that is mentioned anywhere within the lecture videos. Please submit study material request using the form https://training.uplatz.com/study-material-request.php

Q7. What is your refund policy?
A7. Please refer to our Refund policy mentioned on our website, here is the link to Uplatz refund policy https://training.uplatz.com/refund-and-cancellation-policy.php

Q8. Do you provide any discounts?
A8. We run promotions and discounts from time to time, we suggest you to register on our website so you can receive our emails related to promotions and offers.

Q9. What are overview courses?
A9. Overview courses are 1-2 hours short to help you decide if you want to go for the full course on that particular subject. Uplatz overview courses are either free or minimally charged such as GBP 1 / USD 2 / EUR 2 / INR 100

Q10. What are individual courses?
A10. Individual courses are simply our video courses available on Uplatz website and app across more than 300 technologies. Each course varies in duration from 5 hours uptop 150 hours. Check all our courses here https://training.uplatz.com/online-it-courses.php?search=individual

Q11. What are bundle courses?
A11. Bundle courses offered by Uplatz are combo of 2 or more video courses. We have Bundle up the similar technologies together in Bundles so offer you better value in pricing and give you an enhaced learning experience. Check all Bundle courses here https://training.uplatz.com/online-it-courses.php?search=bundle

Q12. What are Career Path programs?
A12. Career Path programs are our comprehensive learning package of video course. These are combined in a way by keeping in mind the career you would like to aim after doing career path program. Career path programs ranges from 100 hours to 600 hours and covers wide variety of courses for you to become an expert on those technologies. Check all Career Path Programs here https://training.uplatz.com/online-it-courses.php?career_path_courses=done

Q13. What are Learning Path programs?
A13. Learning Path programs are dedicated courses designed by SAP professionals to start and enhance their career in an SAP domain. It covers from basic to advance level of all courses across each business function. These programs are available across SAP finance, SAP Logistics, SAP HR, SAP succcessfactors, SAP Technical, SAP Sales, SAP S/4HANA and many more Check all Learning path here https://training.uplatz.com/online-it-courses.php?learning_path_courses=done

Q14. What are Premium Career tracks?
A14. Premium Career tracks are programs consisting of video courses that lead to skills required by C-suite executives such as CEO, CTO, CFO, and so on. These programs will help you gain knowledge and acumen to become a senior management executive.

Q15. How unlimited subscription works?
A15. Uplatz offers 2 types of unlimited subscription, Monthly and Yearly. Our monthly subscription give you unlimited access to our more than 300 video courses with 6000 hours of learning content. The plan renews each month. Minimum committment is for 1 year, you can cancel anytime after 1 year of enrolment. Our yearly subscription gives you unlimited access to our more than 300 video courses with 6000 hours of learning content. The plan renews every year. Minimum committment is for 1 year, you can cancel the plan anytime after 1 year. Check our monthly and yearly subscription here https://training.uplatz.com/online-it-courses.php?search=subscription

Q16. Do you provide software access with video course?
A16. Software access can be purchased seperately at an additional cost. The cost varies from course to course but is generally in between GBP 20 to GBP 40 per month.

Q17. Does your course guarantee a job?
A17. Our course is designed to provide you with a solid foundation in the subject and equip you with valuable skills. While the course is a significant step toward your career goals, its important to note that the job market can vary, and some positions might require additional certifications or experience. Remember that the job landscape is constantly evolving. We encourage you to continue learning and stay updated on industry trends even after completing the course. Many successful professionals combine formal education with ongoing self-improvement to excel in their careers. We are here to support you in your journey!

Q18. Do you provide placement services?
A18. While our course is designed to provide you with a comprehensive understanding of the subject, we currently do not offer placement services as part of the course package. Our main focus is on delivering high-quality education and equipping you with essential skills in this field. However, we understand that finding job opportunities is a crucial aspect of your career journey. We recommend exploring various avenues to enhance your job search:
a) Career Counseling: Seek guidance from career counselors who can provide personalized advice and help you tailor your job search strategy.
b) Networking: Attend industry events, workshops, and conferences to build connections with professionals in your field. Networking can often lead to job referrals and valuable insights.
c) Online Professional Network: Leverage platforms like LinkedIn, a reputable online professional network, to explore job opportunities that resonate with your skills and interests.
d) Online Job Platforms: Investigate prominent online job platforms in your region and submit applications for suitable positions considering both your prior experience and the newly acquired knowledge. e.g in UK the major job platforms are Reed, Indeed, CV library, Total Jobs, Linkedin.
While we may not offer placement services, we are here to support you in other ways. If you have any questions about the industry, job search strategies, or interview preparation, please dont hesitate to reach out. Remember that taking an active role in your job search process can lead to valuable experiences and opportunities.

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e) Start learning: After payment, your course will be added to your profile in the student dashboard under "Video Courses".

Q20. How do I access my course after payment?
A20. Once you have made the payment on our website, you can access your course by clicking on the "My Courses" option in the main menu or by navigating to your profile, then the student dashboard, and finally selecting "Video Courses".

Q21. Can I get help from a tutor if I have doubts while learning from a video course?
A21. Tutor support is not available for our video course. If you believe you require assistance from a tutor, we recommend considering our live class option. Please contact our team for the most up-to-date availability. The pricing for live classes typically begins at USD 999 and may vary.



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